The LATAM Pass Black Card is one of the most prestigious travel-focused credit cards in Brazil.
Issued by Banco Itaú, this card is tailored for frequent flyers who value exclusive benefits like airport lounge access, high mileage accrual, and travel insurance.
With premium perks and flexible annual fee waivers based on spending, it is a strong choice for travelers committed to maximizing their LATAM Airlines experience.
Who's the Card For: Applicant Profile & Interests
The LATAM Pass Black Mastercard, a premium credit option from Itaú, is ideal for frequent travelers on LATAM Airlines who are seeking exclusive travel perks.
Brazilian residents can pass a creditworthiness analysis (Itaú approval).
Individuals interested in accumulating 3.5 LATAM points per US dollar spent, plus cabin upgrades.
Key Card Benefits
If these align with your travel and spending habits, read on to understand how to apply and what to expect.
- Accrual rate: up to 3.5 LATAM miles per US$.
- Status perks: 8 complimentary upgrade certificates for cabin classes
- Membership benefits: Access to Mastercard Black VIP lounges (such as Guarulhos)
- Waived annual fee if you meet the high-spend threshold mentioned.
- Rotating Credit (“Crédito Rotativo”): 12.39% per month
How to Get the LATAM Pass Black Card
To start the application process you must input your CPF to verify basic eligibility. Minimum income is R$10,000 per month.
Airmiles accrual: 2.5 per USD domestic, 3.5 per USD international; 20,000 bonus miles by spending ≥ R$60k in the first 3 invoices.
Good credit history and an existing bank relationship with Itaú enhance your chance of approval.
Prepare Documentation
For best results, convert documents to legible PDFs or high‑res JPGs.
- Identity: RG or CNH + CPF
- Residency proof: Utilities or official document
- Income proof: Pay slips or tax documents
- Contact details: Phone, email
- (Optional) Itaú account: Not mandatory but helpful
Apply Online
Visit Itaú’s LATAM Pass Black page and enter your CPF to start. Fill in full name, birthday, profession, and monthly income
Provide contact info and upload your documents. Accept terms, submit form
Immediately, you’ll enter credit analysis
Credit Approval Timeline
Itaú may respond in minutes, but they reserve up to 45 days to evaluate your creditworthiness
For applicants with Itaú accounts, tracking is available through the app: ≫ Products → Cards → “My card requests”
For non‑account holders, updates come by email or via WhatsApp line (11 4004‑4828)
Card Delivery & Activation
Upon approval, Itaú mails the card to your registered address. Use the Cartões Itaú/Itaucard app or Internet Banking to unlock and set your PIN
You can also call to unlock capitais (3003‑3030) and demais regiões (0800‑720‑3030)
After activation, configure Fatura Digital, SMS alerts, and virtual card settings via the app.
Monitor & Boost Spending Strategy
Under R$10k: full R$105 monthly. R$ 10k–20k: 50% fee → R$ 52.50. ≥ R$ 20k: 100% waiver
Include invoice bundles and travel purchases. Consider enrolling in Clube LATAM Pass (adds +70% extra miles per dollar)
Acelerador de Milhas: doubles miles for a fee, if you want to turbocharge points
Up to 5 free supplementary cards can share accrued benefits like lounge access (excluding upgrade vouchers)
Unlocking Card Benefits
Once active, enjoy luxurious perks:
- Milhas: 2.5 US$ domestic, 3.5 US$ international; direct credit, no minimum
- Bonus Offer: R$ 60k in first 3 statements = 20,000 miles within 60 days after 3rd paid invoice
- Upgrade Vouchers: 6 domestic, two international annually
- VIP Lounges: unlimited access to LATAM and Mastercard Black lounges (incl. Guarulhos)
- Travel & purchase protection: travel insurance, bag delay, car rental protection, purchase protection, extended warranty via Mastercard benefits
- Priority check‑in/boarding and 10% off Shopping LATAM Pass, and 30% off mile purchases
Bank Contact Info & Addresses
Should you need assistance:
- Itaú Customer Service (Cartões)
- Capital regions: 4004‑4828
- Other areas: 0800‑970‑4828
**Headquarters (Mailing Address):**Praça Alfredo Egydio de Souza Aranha, 100Torre Olavo Setúbal – Parque JabaquaraCEP 04344‑902 – São Paulo – Brasil
Access “Cartões Itaú” in the app for secure card management and operations
Troubleshooting & Tips
If denied: Review your credit report and reduce outstanding debts. Wait 30–90 days before reapplying.
Document upload issues: Use PDFs or clear photo formats allowed on the portal.
No Itaú account? Not required, but opening one can make approval easier.
Keep invoices digital to track your average monthly spending and guarantee a fee waiver.
LATAM Pass Black Card VS. Other LATAM Itaú Cards
Itaú offers several LATAM co-branded credit cards with varying benefits.
While all cards accumulate miles and offer access to LATAM Pass benefits, Black stands at the top in terms of mileage accrual, travel perks, and exclusivity.
| Feature | LATAM Pass Gold | LATAM Pass Platinum | LATAM Pass Black | LATAM Pass Infinite |
|---|---|---|---|---|
| Minimum Monthly Income | R$ 2,500 | R$ 7,000 | R$ 10,000 | R$ 15,000 |
| Annual Fee | ~R$ 420 (12×R$ 35) | ~R$ 552 (12×R$ 46) | R$ 1,260 (12×R$ 105) | R$ 1,200 (12×R$ 100) |
| Points per USD (domestic) | 1.6 | 2.0 | 2.5 | 2.5 |
| Points per USD (international) | 1.7 | 2.2 | 3.5 | 3.0 |
| LATAM Pass Bonus (welcome) | Up to 4,000 miles | Up to 8,000 miles | Up to 20,000 miles | Up to 15,000 miles |
| Cabin Upgrade Vouchers | Not included | 2 domestic per year | 6 domestic + 2 international | 4 domestic + 1 international |
| VIP Lounge Access | No | No | Yes (LATAM & Mastercard) | Yes (LATAM only) |
| Travel Insurance & Protection | Basic coverage | Extended coverage | Full (Mastercard Black) | Full (Visa Infinite) |
| Fee Waiver Spending Threshold | R$ 2,000 | R$ 4,000 | R$ 20,000 | R$ 20,000 |
| Miles Validity | 2 years | 3 years | 3 years | 3 years |
Conclusion
This premium card shines for frequent LATAM travelers who can regularly spend at least R$20k/month.
The benefit package—from miles to airport luxury—makes it a strong contender in Brazil’s Black‑card market, provided you manage spending and credit smartly.
Disclaimer: This article is informational only and not financial advice. All details reflect information available publicly as of July 2025. Benefits, thresholds, and requirements can change—always refer to Itaú’s official website or contact their customer service for the latest details. The application remains subject to eligibility and credit approval.
